Client Agreement/Terms of Use

Joan of Angels is an equal opportunity website  and embraces all spiritual paths! You are free to form your own opinions, make your own observations, ask the questions ppropriate to your own needs while being respectful of others and the Site’s policies, posted throughout, which are designed to keep everything effective and graceful. If you don’t agree with these policies, you should not use the Site.

Before purchasing a reading, coaching, training, course, class, art, book or digital files, please make sure you understand the terms of use. Your registration and/or purchase acts as your contractual agreement with the following:

1. My work is spiritual and intuitive. It is NOT a substitute for medical, legal, financial or other specific professional advice. If you need this kind of assistance, please contact the appropriate professional.

2. Please schedule mindfully; slots are limited and fill quickly. If you must reschedule a Reading or Coaching, contact me at least 72 hours prior to your appointment, and you will be booked for the next possible slot. Please note: the wait to reschedule may be several weeks.

3. All registrations are final. There are no refunds, partial refunds, credits, exchanges or payment cancellations for payments made in full or via installment plan  via Paypal, Stripe, credit card, check or any other payment method, for any reason whatsoever. This includes missed or cancelled appointments or classes, or for any other reason.

4. All information, images, articles, videos and other content contained on this site is copyright (c)Joan of Angels, Joan Hangarter. All rights reserved. Please contact us at prior to using any of the images or content on this website including any images, art, videos, or blogs. Licensing available upon request.

The information contained on this website is presented for educational and information purposes only. It does not constitute and shall not be construed to be financial, investment, or legal advice on the part of Joan Hangarter/Joan of Angels or any approved provider of services or products.